:root{--navy: #0e1422;--navy-2: #1a2338;--navy-soft: #2b3654;--gold: #c9a961;--gold-deep: #a8863f;--paper: #fbf9f5;--paper-2: #f5f1e8;--white: #ffffff;--hairline: #e8decc;--hairline-soft: #efe8da;--teal: #0e7c5a;--teal-deep: #0a6247;--teal-soft: #e2f0ea;--amber: #b45309;--amber-soft: #f7ecdd;--rose: #9f1239;--rose-soft: #f6e4e8;--slate: #64748b;--ink: #1a2233;--ink-2: #45506a;--ink-3: #6b7690;--ink-faint: #9aa3b6;--r-sm: 10px;--r-md: 16px;--r-lg: 22px;--shadow-card: 0 1px 2px rgba(14, 20, 34, .05), 0 6px 20px rgba(14, 20, 34, .04);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:var(--ink)}*{box-sizing:border-box}html,body,#root{height:100%;margin:0}body{background:radial-gradient(1100px 640px at 18% -8%,rgba(201,169,97,.1),transparent 60%),radial-gradient(900px 560px at 92% 108%,rgba(201,169,97,.06),transparent 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#ffffff0a;position:relative}.phone-screen{position:relative;height:100%;background:var(--paper);border-radius:36px;overflow:hidden;display:flex;flex-direction:column}.phone-notch{position:absolute;top:0;left:50%;transform:translate(-50%);width:128px;height:26px;background:var(--navy);border-bottom-left-radius:14px;border-bottom-right-radius:14px;z-index:30}.statusbar{height:40px;flex:none;display:flex;align-items:center;justify-content:space-between;padding:0 22px;font-size:12px;font-weight:600;color:var(--ink-2)}.statusbar .dots{display:flex;gap:3px;align-items:center}.statusbar .sig{display:inline-flex;gap:2px;align-items:flex-end}.statusbar .sig i{width:3px;background:var(--ink-2);border-radius:1px;display:block}.statusbar .sig i:nth-child(1){height:4px}.statusbar .sig i:nth-child(2){height:6px}.statusbar .sig i:nth-child(3){height:8px}.statusbar .sig i:nth-child(4){height:10px}.progress{flex:none;display:flex;gap:6px;padding:4px 22px 10px}.progress .seg{height:4px;flex:1;border-radius:999px;background:var(--hairline);transition:background .3s}.progress .seg.done{background:var(--gold)}.progress .seg.active{background:var(--navy)}.screen-body{flex:1;overflow-y:auto;padding:8px 22px 18px;display:flex;flex-direction:column}.screen-body::-webkit-scrollbar{width:0}.step-fade{animation:fade-up .34s cubic-bezier(.2,.7,.2,1)}@keyframes fade-up{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.kicker{font-family:SFMono-Regular,ui-monospace,Menlo,monospace;font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);font-weight:600}.h1{font-size:25px;font-weight:720;letter-spacing:-.02em;color:var(--navy);margin:8px 0 6px;line-height:1.18}.h2{font-size:19px;font-weight:700;letter-spacing:-.01em;color:var(--navy);margin:0 0 5px}.lead{font-size:14.5px;color:var(--ink-3);margin:0 0 4px}.muted{color:var(--ink-3)}.center{text-align:center}.foot-note{flex:none;padding:9px 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#c9a96152}.btn-gold:hover:not(:disabled){background:#d6b972}.btn-teal{background:var(--teal);color:#fff;border-color:var(--teal-deep);box-shadow:0 8px 20px #0e7c5a3d}.btn-teal:hover:not(:disabled){background:var(--teal-deep)}.btn-ghost{background:transparent;border-color:transparent;color:var(--ink-3);box-shadow:none;font-weight:600}.btn-ghost:hover:not(:disabled){background:var(--paper-2)}.btn-outline{background:var(--white)}.btn-outline:hover:not(:disabled){background:var(--paper-2)}.btn-row{display:flex;gap:10px}.btn-row .btn{width:auto;flex:1}.btn .btn-spin{width:17px;height:17px;border-radius:50%;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;animation:spin .7s linear infinite}.btn-outline .btn-spin,.btn:not(.btn-primary):not(.btn-gold):not(.btn-teal) .btn-spin{border-color:#0e142233;border-top-color:var(--navy)}@keyframes 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.ts-rec-pill{font-size:10px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--teal-deep);background:var(--teal-soft);border:1px solid #bfe0d3;border-radius:999px;padding:3px 9px}.term-slider .ts-daysrow{display:flex;align-items:baseline;gap:8px;margin:8px 0 6px}.term-slider .ts-days{font-size:38px;font-weight:820;color:var(--navy);letter-spacing:-.02em;line-height:1}.term-slider .ts-days-unit{font-size:13px;font-weight:650;color:var(--ink-3)}.term-slider .ts-range{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:8px;margin:8px 0 4px;border-radius:999px;background:linear-gradient(90deg,var(--teal) 0%,var(--gold) 100%);outline:none}.term-slider .ts-range::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:var(--white);border:3px solid var(--gold-deep);box-shadow:0 3px 8px #0e142240;cursor:pointer}.term-slider .ts-range::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--white);border:3px solid var(--gold-deep);box-shadow:0 3px 8px #0e142240;cursor:pointer}.term-slider .ts-scale{display:flex;justify-content:space-between;font-size:11px;color:var(--ink-faint);margin-top:2px}.term-slider .ts-rec-hint{display:block;width:100%;margin-top:8px;padding:9px 10px;font-size:12px;font-weight:600;color:var(--teal-deep);background:var(--teal-soft);border:1px dashed #bfe0d3;border-radius:10px;cursor:pointer;text-align:left}.consent-check{display:flex;gap:11px;align-items:flex-start;margin:16px 2px 2px;padding:13px;border:1.5px solid var(--hairline);border-radius:var(--r-md);background:var(--white);cursor:pointer;transition:border-color .12s,background .12s}.consent-check.on{border-color:var(--teal);background:var(--teal-soft)}.consent-check input{position:absolute;opacity:0;width:0;height:0}.consent-check .cc-box{flex:none;width:22px;height:22px;border-radius:6px;border:2px solid var(--ink-faint);background:var(--white);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800;color:#fff;margin-top:1px}.consent-check.on .cc-box{background:var(--teal);border-color:var(--teal-deep)}.consent-check .cc-text{font-size:12.5px;line-height:1.5;color:var(--ink-2)}.consent-check .cc-text a{color:var(--teal-deep);font-weight:650;text-decoration:underline}.terms-row{display:flex;gap:10px;margin-top:14px}.term-tile{flex:1;background:var(--white);border:1px solid var(--hairline);border-radius:14px;padding:14px 12px;text-align:center}.term-tile .tl{font-size:10.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-3);font-weight:600}.term-tile .tv{font-size:21px;font-weight:780;color:var(--navy);margin-top:4px;letter-spacing:-.01em}.decline-badge{width:66px;height:66px;border-radius:50%;margin:6px auto 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var(--hairline-soft)}.sched-row:last-child{border-bottom:0}.sched-no{width:28px;height:28px;border-radius:50%;background:var(--paper-2);border:1px solid var(--hairline);color:var(--ink-2);font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex:none}.sched-mid{flex:1}.sched-mid .sd-date{font-size:13.5px;font-weight:600;color:var(--ink)}.sched-mid .sd-sub{font-size:11.5px;color:var(--ink-3)}.sched-amt{font-size:14px;font-weight:700;color:var(--navy)}.repay-quick{display:flex;gap:8px;margin:10px 0 12px}.repay-quick button{flex:1;border:1.5px solid var(--hairline);background:var(--white);border-radius:11px;padding:10px 6px;font-size:13px;font-weight:650;color:var(--ink-2);cursor:pointer;transition:all .12s}.repay-quick button:hover{border-color:var(--gold)}.repay-quick button.on{background:var(--navy);color:#fff;border-color:var(--navy)}.paid-check{width:76px;height:76px;border-radius:50%;margin:6px auto;background:var(--teal-soft);color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:38px;animation:pop .4s cubic-bezier(.2,.9,.3,1.3)}@keyframes pop{0%{transform:scale(.5);opacity:0}to{transform:scale(1);opacity:1}}.note{font-size:12.5px;color:var(--ink-3);background:var(--paper-2);border:1px solid var(--hairline-soft);border-radius:12px;padding:11px 13px;line-height:1.5;display:flex;gap:9px}.note-teal{background:var(--teal-soft);color:var(--teal-deep);border-color:#0e7c5a29}.note .note-i{flex:none}.error-banner{display:flex;gap:9px;align-items:flex-start;background:var(--rose-soft);color:var(--rose);border:1px solid rgba(159,18,57,.18);border-radius:12px;padding:11px 13px;font-size:13px;margin:4px 0 12px}.spacer{flex:1;min-height:12px}.load-center{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;text-align:center;flex:1;padding:40px 20px;color:var(--ink-3)}.spinner-lg{width:34px;height:34px;border-radius:50%;border:3px solid var(--hairline);border-top-color:var(--gold);animation:spin .7s linear infinite}.value-points{margin:14px 0 4px;display:flex;flex-direction:column;gap:11px}.value-point{display:flex;gap:11px;align-items:flex-start}.value-point .vp-ic{width:34px;height:34px;flex:none;border-radius:10px;background:var(--paper-2);border:1px solid var(--hairline);display:flex;align-items:center;justify-content:center;font-size:17px}.value-point .vp-t{font-size:13.5px;font-weight:650;color:var(--ink)}.value-point .vp-s{font-size:12px;color:var(--ink-3)}@media (max-width: 430px){.stage{padding:0}.phone{border-radius:0;padding:0;height:100vh;width:100vw;box-shadow:none}.phone-screen{border-radius:0}.stage-brand,.phone-notch{display:none}}